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IAM National Pension Fund

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The IAM National Pension Fund (IAMNPF) is the 5th largest "multi-employer defined benefit" pension plan in the United States.

Under a defined benefit plan, eligible participants receive a non-forfeitable benefit at retirement. The benefit is calculated by a set formula, which under our plan includes:

The participant's age at retirement

The participant's amount of credited service

The contribution rates paid by contributing employer(s) on the participant's behalf

The form of payment chosen by the participant at retirement

Participants become eligible for a pension benefit after five years of vesting service. They may receive an unreduced benefit at any age after 30 years of service, or at age 62 with 20 years of service. A preretirement death benefit is available to a participant's spouse in the event of the participant's death. Post retirement benefit may also be available to a participant's spouse in the event of the participant's death subject to the election made by the Participant at the time of retirement

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